Finding a legit cash advance lender is tough to do, this is why I’m working to put together a complete list of the companies that will actually lend you money.  It may surprise you that for all of the thousands of websites out there that are “offering” cash advances there are only a comfortable that I’m confident recommending.

The criteria that I used when putting together this list is as follows:

  • They actually lend money, not shop your loan out to other people
  • They’re licensed by each state that they lend in
  • They’re no fax (with the exception of Payday Max, but they’re new customer specials make up for that)
  • It’s easy to find the rate that you’re going to pay on their website
  • They can get you money by the next business day at the slowest
  • And are an all around legit company

So far I’ve only been able to come across six of these lenders in the US.  There are so many shady lenders out there that it’s hard to believe that there are so few!  I have four more on my radar that I have yet to fully inspect, but as I do this list will be updated.

This list doesn’t include any local lenders that you might have.  Your phone book is the best place to find those.  These are all online lenders that are licensed to lend money in your state.

Everything is sorted alphabetically, so just scroll down until you get to your state.  Clicking on any of the links will take you to a page that I wrote with more information.

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Nothing yet.

Connecticut

Delaware

Florida

Georgia

Nothing, cash advances are very much against the law in your state!

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

And as always, you can head back to our list of cash advance lenders if you’re looking for more information.  This list is going to be updated whenever I can verify another lender.  Last update was 4/11/2011.

Related posts:

  1. List Of Actual Cash Advance Lenders (Updated!)
  2. Actual Cash Advance Lender: Discount Advances
  3. How To Find Payday Cash Advance Lenders In Your Area
  4. Actual Cash Advance Lender: Cash Central
  5. Actual Cash Advance Lender: Speedy Cash