The short answer to this question is yes, there are a few payday loan lenders that use Western Union or Moneygram to wire you cash. Where this gets difficult is trying to find the ones that do. In this post I want to give you a brief explanation of why most lenders won’t do this, and how to find the ones that do.
(Update 8/24/2012) – Both Discount Advances and Payday Max offer payday loans through Moneygram. However, from what I can gather you still need to have a checking account to qualify. (Update 12/9/12) They stopped this program. That sucks.
If you need to get a cash advance through Moneygram, it can be extremely stressful. Most lenders won’t use a service like this because once you get the cash, it’s almost too easy for you to not pay it back. Those who would use this service are the ones that need same day cash with no bank account, so the lender doesn’t really have a way to track you down should you not pay it back. Without any bank information on you there really isn’t much accountability placed on the loan, so most cash advance lenders choose to not take this option.
How do you find the ones that do? You have to shop around. Some lenders offer this up as a special, or to test how successful they are with it. There aren’t a lot of (if any) that always offer Western Union or Moneygram payday loans, so you are on your own working through various lender websites to try and find the one that does. With so many options it can feel like you’re looking for a needle in a haystack, but these loans are out there.
A word of caution when using search engines for this. You probably found this website through a search engine, and there were dozens of other sites on there that said they can get you a no fax payday loan wired to you. When going through these results, watch for the ones that have a URL (web address) that ends in .edu, most of these are extremely shady websites that can potentially infect your computer with a virus. .edu websites are reserved only for schools, so all of these are hacked in some shape or form. Use those at your own risk!
The key to finding a payday loan that uses Western Union or Moneygram to get you cash is to take the time to search them out. Use legit links and websites, rather than the extremely shady ones to keep you and your computer safe!